SALMA GHOZZI

Collection Officer

Dubai UAE

Profile summary

Effective Collection Officer promoting talents in contacting delinquent accounts and finding solutions to issues. Known for improving customer payment rates and offering outstanding research and reporting skills. Established Collection Officer with auto finance experience and debt collection background. Disciplined with undeniable research and time management skills. Proven history of excellent service and detail-oriented work.

Key skills

Skills
Strong negotiation skillsData research and analysisProblem-SolvingData entry proficiencyFriendly, Positive AttitudeTelephone EtiquetteGoal orientationRegulatory and compliance understandingResearch, reporting, and documentationDebt Collection Software Proficiency (e.g., CollectPlus, Ontario Systems)Skip Tracing Techniques & ToolsConsumer Finance Regulations (beyond basic understanding, including FDCPA updates)Credit Reporting Knowledge (impact of debt collection on credit scores)Conflict Resolution & De-escalation Techniques

Professional experience

Collection OfficerJan 2022 - Present
Dermedica Drug Store | DUBAI
Sales OfficerJan 2020 - Jan 2022
Happyness Society | TUNISIA

Managing and tracking overdue accounts: This involves monitoring and maintaining records of customers with outstanding debts, ensuring timely follow-up, and taking appropriate actions to resolve payment issues. • Analyzed trends in account performance data to identify areas requiring intervention or improvement opportunities. • Built rapport with clients through consistent follow-up and diligent case management, fostering positive relationships. • Negotiated payment arrangements with clients, resulting in increased revenue for the company. •

  • Managing and tracking overdue accounts: This involves monitoring and maintaining records of customers with outstanding debts, ensuring timely follow-up, and taking appropriate actions to resolve payment issues.
  • Analyzed trends in account performance data to identify areas requiring intervention or improvement opportunities.
  • Built rapport with clients through consistent follow-up and diligent case management, fostering positive relationships.
  • Negotiated payment arrangements with clients, resulting in increased revenue for the company.
Technician SupervisorJan 2018 - Jan 2020
Aromi Sapori D'Italia | TUNISIA

Promoting and selling pharmaceutical skin care products to healthcare professionals, such as dermatologists, aestheticians, and pharmacists • Some key sales responsibilities include: promoting knowledge, building relationship, sales representative & customer support. • Supervised, trained and mentored staff , resulting in consistent team achievement. • Recommended and implemented strategic initiatives targeting new business to increase sales 75%. • Overseeing technical operations and mainte- nance of Nestle coffee machines • Some key responsibilities include: Installation and setup of coffee machines, troubleshooting and repairs, preventive maintenance, training and support, documentation and reporting. • Maintained a safe work environment by strictly adhering to established safety protocols and guidelines. • Performed troubleshooting and diagnosis on malfunctioning equipment. • Completed complex repairs quickly by leveraging strong diagnostic skills and attention to detail. •

  • Promoting and selling pharmaceutical skin care products to healthcare professionals, such as dermatologists, aestheticians, and pharmacists
  • Some key sales responsibilities include: promoting knowledge, building relationship, sales representative & customer support.
  • Supervised, trained and mentored staff , resulting in consistent team achievement.
  • Recommended and implemented strategic initiatives targeting new business to increase sales 75%.
  • Overseeing technical operations and mainte- nance of Nestle coffee machines
  • Some key responsibilities include: Installation and setup of coffee machines, troubleshooting and repairs, preventive maintenance, training and support, documentation and reporting.
  • Maintained a safe work environment by strictly adhering to established safety protocols and guidelines.
  • Performed troubleshooting and diagnosis on malfunctioning equipment.
  • Completed complex repairs quickly by leveraging strong diagnostic skills and attention to detail.

Education

Professional Degree, Training Technician in IT ManagementJan 2017
CSFMT
Bachelor's Degree, Bachelor of ArtsJan 2014
Secondary Institute of Ibn Mandhoor Al Mzara